Many potential EB-5 investor visa applicants are unsure of where the funds for the EB-5 investment can be obtained and how to go about beginning the processes to source the necessary funds for their investment. The funds for the EB-5 investment can be sourced from multiple sources including, but not limited to, the applicant’s earnings from business ventures or personal and/or business loans. Once the funds used for the EB-5 investment are obtained legally and the applicant possesses the proper documentation to show proof of the source, there is little restriction on where these funds can be obtained.
One popular option for investment funding are the earnings from the applicant’s own business ventures, such as their own sole-proprietor company or a company in which they have shared ownership. These funds are often one of the easiest to obtain and show proof of legality for, as they are generally garnered through the applicant’s personal wages, bonuses, dividends or a combination of the three. If the EB-5 applicant is a business owner, a direct loan can be acquired from the applicant’s business. While these funds may be the most easily obtainable for business owners, there are many other options that an applicant can look into to source their EB-5 investment.
Many foreigners receive loans towards the EB-5 investment from financial institutions in their home countries. These loans can be used to supplement the full amount of the investment or be used in addition to other sources of funding. Potential EB-5 applicants often use multiple methods of sourcing in order to amass the entire EB-5 investment needed.
Other popular funding options include monetary gifts from friends or family members, an inheritance from living or non-living benefactors, and funds gained through real estate or property sales. These methods of funding are all acceptable, however, detailed documentation must be submitted in order to trace the funds back to their original source as a means to prevent fraudulent activity on the behalf of the applicant or the gift-er of the funds.
Home equity loans, sales of business assets (such as real estate or property), and investments from stocks and bonds can also be used towards the EB-5 investment. It is incredibly important for an EB-5 applicant to begin considering where the money for their EB-5 investment will come from. A qualified immigration attorney, law firm, or regional centre can often help applicants decide what source of funding is most suitable for them. It can be difficult to determine the best course of action regarding investment funds without the proper legal knowledge and ensuring that all financial and legal documents are in order and readily accessible is key to preventing application delays or denials..
EB-5 investment funding can be obtained from a number of sources, both personal and business related, and all potential applicants should begin exploring their funding options as soon as possible in order to ensure quick and uninterrupted processing for their EB-5 visa application.